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To be ahead of your game it is essential that you have a business plan in place to guide you and keep you focused. This business plan will enable you to raise funds, maximise profits and keep your integrity in line with Kingdom principles.

Planning improves your results and highlights customer targeting and consistent profits.

However, creating a business plan that actually achieves those goals can seem a daunting and arduous task. So why do we need a business plan…here’s why:


  • It will enable you to know exactly what you need to do in order to hit your profit objectives including: targeting specific customer groups, product pricing, all your costs, sales forecasts and marketing.
  • Every bank requires a business plan before they even entertain the idea of lending finance. What if you could go to your bank with your business plan already written?

You will be confident of your plans and financial projections and your bank manager will be inspired by your business acumen. You’re more likely to receive funding if you prepare in advance.

  • In John 15: Jesus says that fruitfulness is fun. Let me share with you what I consider to be fruitfulness according to the Bible: When God speaks in His Word of a fruitful life, He means active, positive attitudes on a daily basis in our lives; then we will begin to sense real joy and see positive things happen in our lives.

The are five positive results when we are under the blessing of fruitfulness. The five “PRs” are:

  1. Positive results – when you begin to inject these attitudes into your society, you’re going to see constructive results.
  2. Positive relationships – you will begin to develop fruitful relationships with others.
  3. Positive reactions – especially in areas that were previously problem areas for you. You will find you are going to receive positive reactions from others in the workplace.
  4. Positive reinforcement – life is like a mirror: what you show is what you see; what you put in is what you get out; attitudes are contagious.
  5. Positive rejoicing – Jesus said in John 15:11: “These things I have spoken to you, that My joy may be in you, and that your joy may be made full.” Joy is a by-product of doing what is right.


The Key Problems With Most Business Plans:

Here are some of the common mistakes business owners make when completing their business plans:

Mistake 1: Incomplete financials:

This is perhaps the most important section of any business plan. Lenders want to know when they will have their loans repaid and assess the risk. You need to produce financial statements that accountants will endorse without question.

Mistake 2: Overly ambitious projections:

Everyone thinks their business will grow exponentially in the first 12 months but in reality this is rarely the case. Your business plan must show a realistic path to profitability that proves your actual revenues and profits are comparable with your written plan.

Mistake 3: Leaving something out:

Every business plan follows a certain structure. Lenders and professional readers generally look for 3 or 4 aspects of your plan. You need to ensure you have these elements correctly written in the right area of your business plan.

Mistake 4: Incorrect format:

Your readers do not expect a 100 page tome nor a one page overview. Getting this fundamental area wrong will show your readers just how inexperienced you are.

Mistake 5: Poor understanding of marketing:

Communicating your productive clients to your prospects is a critical success factor for every business owner. You need to show you understand your target customers, what their needs are, why they will buy from you and how you will communicate with them.

Mistake 6: An inability to sell your plan:

Having an accountant prepare your plan may save you a headache, but it is you who needs to explain to your lender or investor every question they have about your plan. You need to understand everything that is written in your plan.

Mistake 7: Business Tithing and Offering:

The principle of tithing from a business is not dramatically different from tithing from personal income. Actually, most of the Old Testament Scriptures on giving deal with business-generated income, since few people were actually employees in the sense they are today. The vast majority of people in those times were self employed.

Clearly the tithe was always intended to be a voluntary contribution to God’s work, as the apostle Paul so clearly stated: “Let each one do just as he has purposed in his heart; not grudgingly or under compulsion; for God lives a cheerful giver” (2 Corinthians 9:7)

The Bible says, “Honour the Lord from your wealth, and from the first of all you produce” (Proverbs 3:9)



These are a few interesting facts to think about while preparing ourselves in knowledge as well as praying for God to fast track His Wisdom in our hearts in preparation for the session on ‘How to prepare the ultimate business plan’.

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